In simple terms, in order for a particular agglomeration to be created, the technically necessary description of the norms and rules of what should be created, how it should be created in terms of density, storeys, all the necessary infrastructure.
But, unfortunately, if we do not develop not just 200 reference settlements, as our president has set the task, but if we do not develop the countryside, if we do not create in small towns and districts, in fact, our own small agglomerations, which will not only be provided with kindergartens, schools, clinics, roads, but also with quality of life. Then we will be growing demographically.
If we are talking about established agglomerations, then first and foremost, of course, it is transportation infrastructure.
But the other question is what we are building there, for whom we are building, and what kind of product we are creating. Because even the format of housing construction that, for example, exists in Kazan or Naberezhnye Chelny, well, it seems to me that it should be a little different.
Today in infrastructure, the cost of servicing a loan is as high as 49.51%.
We must understand that we cannot just build bare square meters even in agglomerations. We need to create a completely new quality of life, which even in agglomerations contributed to the improvement of demography. This is the most basic thing.